Terms of service

Shopping with Zunovexa

We sell digital budgeting templates. Product pages describe the included files, price and software requirements. No physical product is shipped.

Your order

Review your chosen product and enter a valid email address at checkout. Access to the downloadable files is provided after payment is confirmed. Prices and any applicable taxes are shown at checkout.

Software requirements

Monthly Budget Tracker requires Microsoft Excel. Simple Budget includes an Excel workbook and Google Sheets access instructions; some functions are specific to Google Sheets. A Google account is required to use Google Sheets. Software subscriptions or accounts are not included.

Using your files

Your purchase is for personal budgeting use. Keep a backup of your original files. Do not resell, redistribute or share the purchased files or download links publicly.

Support and refunds

For access or file problems, use our contact form and provide your order number. Our refund policy explains assistance, replacement files and refunds for unresolved technical problems.

Budgeting information

These templates help you organise information you enter. They do not provide personalised financial advice or guarantee savings or financial results.

Your rights

These terms do not limit rights available under applicable law. Questions about your purchase can be sent through our contact form.